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Commercial Mortgage Solutions That Work Around You

Whether you’re buying, refinancing, or developing, securing a commercial mortgage shouldn’t feel overwhelming.

What We Offer

Our Services

Tailored commercial property finance solutions

We provide a full suite of funding options designed to support business growth, investment, and development.

Commercial Mortgages

With deep market knowledge and proven professional experience, we provide reliable guidance that empowers clients to make smart.

Owner Occupied Mortgages

Secure your own premises with an owner occupied commercial mortgage designed for long-term stability. This is ideal for business owners looking to reduce reliance on landlords while building equity in their property. We tailor owner occupier mortgages to balance affordability, cash flow, and future growth.

Business Mortgages

Custom business mortgages to help you move away from renting and invest in your future. Owning your premises can provide greater financial control and long-term savings. We structure commercial property finance solutions that align with your business performance and expansion goals.

Bridging Loans

Fast, short-term bridging loans to secure opportunities or manage cash flow gaps. Perfect for time-sensitive purchases, auctions, or transitional funding, bridging finance allows you to act quickly. We help you secure funding fast and plan your exit strategy into longer-term commercial mortgages.

Development Finance

Flexible development finance and property development finance for new builds and refurbishments. We support projects at every stage, from acquisition to completion, with structured funding that aligns with your timeline. Whether you're an experienced developer or starting out, we help maximise your project’s potential.

Semi-Commercial Finance

Funding for mixed-use properties combining residential and commercial elements. These properties often require specialist commercial property lending due to their dual nature. We ensure your commercial property loan is structured correctly to reflect both income streams and maximise borrowing.

Unsecured Business Loans

Access unsecured business loans without tying funding to property assets. Ideal for businesses needing quick capital for growth, operations, or unexpected expenses. These loans offer flexibility and speed, without the need for property-backed security.

A Word from Our CEO

With over 20 years of experience in commercial finance, Loman works directly with business owners and professional landlords to structure funding that works in practice, not just on paper.

Loman ONeill

CEO, The Commercial Mortgage Guys

Commercial Mortgage Specialist

His background in accountancy and deep understanding of lender requirements allows him to navigate complex cases efficiently and secure the right solutions.

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What Our Clients Say

James Carter

Property Investor

Loman made the whole process straightforward from start to finish. I had a semi-commercial deal that wasn’t simple, but he knew exactly how to position it with the right lenders. Communication was clear throughout and everything moved much faster than expected.

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Sarah Mitchell

Business Owner

I was looking for a commercial mortgage for my business premises and wasn’t sure where to start. Loman explained everything clearly, outlined the options, and handled the process efficiently. It felt very personal and professional throughout.

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Secure The Right Commercial Mortgage Today

Whether you’re exploring options or ready to move forward, we’re here to help.

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