Call Us +44 1183 140 666
Call Us +44 1183 140 666
Semi-commercial properties are becoming increasingly popular among business owners, landlords, and property investors because they combine residential and commercial space within one building.A typical example is a shop with a flat above, a café with residential accommodation, or a commercial unit connected to living space.However, valuing a semi-commercial property for mortgage purposes is more complex […]
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When you are looking to purchase, renovate, or develop a property, choosing the right type of finance can determine whether your project moves forward smoothly or faces unnecessary delays. Two common funding solutions used by property investors, developers, and businesses are bridging finance and development finance.Although both options provide short-term funding for property-related projects, they […]
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Many business owners and property investors choose to purchase commercial property through a limited company or Special Purpose Vehicle (SPV). This structure can provide advantages around ownership, risk management, and long-term investment planning.However, one common question borrowers ask is:“Can a limited company or SPV actually get a commercial mortgage?”The answer is yes. Many lenders provide […]
Read The ArticleChoosing the right commercial mortgage depends on how the property will be used. One of the first questions lenders ask is whether the property will be occupied by the borrower’s own business or purchased as an investment to generate rental income.These two situations are usually assessed differently because the source of repayment is different.An owner-occupied […]
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When applying for a commercial mortgage, lenders do not assess affordability in the same way as residential mortgages. Instead of focusing mainly on personal income and household expenditure, commercial lenders look closely at whether the property or business can generate enough income to support the proposed loan repayments.One of the most important calculations used in […]
Read The ArticleAt AtlasGroup, we combine innovation, integrity, and expertise to build exceptional real estate projects that stand the test of time.
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